The fresh changeover rate with the major delinquency in-car funds enhanced from 2 Delinquencies 34 percent in the Q3 off 2019 so you're able to 2.thirty-six % during the Q4 regarding 2019. Bloomberg also account that close to 5 percent from automotive loans was ninety or higher weeks unpaid. It's the higher while the Q3 away from 2011. Auto loans…